This is the time to distinguish the difference between the impact of technology and the inevitable hype.

Are we in the crypto winter, so to speak? Markets are down, the currency is low and yet the biggest banks in the world, like Citi, are hiring Defi risk managers.

Alphabet is investing a billion and a half dollars in crypto projects. Real projects are running and building the next technologies that will be better equipped to deal with fraud threats and will be more adaptable to the technology.