The fintech sector is facing a new, selective, and sophisticated economic environment, affected by the crisis. The Latin and Hispanic fintech ecosystem in the US faces the challenge of adapting amidst uncertainty, lack of funding, and an economic recession. The collapse of Silicon Valley Bank will have an impact on startups in LatAm, as it was their main access to the US financial system. However, partnerships with mobile operators and retailers offer growth opportunities.

APIs and embedded finance are experiencing constant growth, providing new services and facilitating regional expansion. Technological innovations enable the offering of alternative payment methods, Blockchain-based products, artificial intelligence, and cryptocurrencies. Additionally, biometrics, loans and credits, and advanced security solutions contribute to stronger and more diverse proposals. The renewal of architecture and infrastructure services driven by the fintech sector raises the level of offerings and sophistication. To excel in this mature and demanding market, innovation, understanding the customer, and quickly adapting to changes are key. Join us to explore fintech monetization opportunities in Latin America.